With our new partner, Sovereign Wealth, we are well resourced and positioned to offer a ‘total solution’ that meets all financial needs of The Entrepreneur without being conflicted. These services include specialist banking services and mortgages (including intergenerational), currency, bespoke stock broking discretionary, advisory, intergenerational wealth creation products and legacy preservation.

Our philosophy is that wealth creation is for the individual, legacy wealth creation is for your children and dynasty wealth creation for the forthcoming future generations. Keen to be at the cutting edge of progress, we provide The Entrepreneur with the long-term solution of succession, continuity and peace of mind.

Intergenerational Planning

We provide the expert advice and the solutions that enable families to work collaboratively to support each other across the generations. Whether you would like to help your children on to the housing ladder, contribute to a grandchild’s education or wedding, or help your parents with later-life planning, careful consideration can ensure your wealth works harder for all your family without putting your own security and retirement at risk.

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Intergenerational Mortgage Range

The St. James’s Place Intergenerational Mortgage Range, powered by Metro Bank, includes innovative, market-leading features that offer our clients the opportunity to help their young relatives to purchase their first home, or make their next move up the housing ladder.

The home on which the mortgage is secured may be repossessed if repayments are not kept up to date.

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Private Client Service

Managing wealth presents many common challenges. However, at the core of our Private Client service is an appreciation that our higher net worth clients often have a different set of motivations and ambitions. These can be far-reaching and complex, but always unique to each individual.

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Cash Management

We understand the hassle and time required to continually research the best bank accounts, and to open, close and maintain multiple accounts with the aim of maximising the interest rate you achieve on your cash. We can introduce you to a simple, convenient and innovative solution to these problems, provided by Flagstone. Flagstone provides an online cash management portal that enables you to manage your cash deposits across a panel of more than 20 provider banks and hundreds of different deposit accounts at the push of a button. You only need to complete one application with Flagstone and then no further paperwork is required to switch between banks. You can use the portal to help maximise interest rates or to minimise risk by diversifying deposits across a number of banks, managing Financial Services Compensation Scheme limits.

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Currency Exchange Service

We are able to introduce our clients to TorFX who are one of the UK’s leading currency brokers, providing individuals and companies with money saving foreign exchange services. Customers benefit from an unrivalled personal service and substantial savings on currency transactions. For Market Updates or to get a free, no obligation quote, please contact us.

Investment Management

Creating the right investment strategy is a crucial element in securing your future financial well-being. If you are looking to invest for income or growth, we can provide quality advice, comprehensive investment solutions and ongoing service to help you achieve your financial goals. St. James's Place's carefully constructed, risk-rated portfolios enable you to spread your investments across a wide range of global asset types and choose fund managers with different investment styles to create a balanced and diversified investment solution.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected and may go down as well as up. You may get back less than the amount invested.

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